Frequently Asked Questions
Answers to common questions about our financing programs, application process, and more.
What types of businesses do you fund?
We fund a wide range of industries including retail, restaurants, construction, medical practices, transportation, manufacturing, and more. If you have a registered business with revenue, we likely have a program for you.
What credit score do I need?
It depends on the program. For SBA loans, we typically look for 650+. However, for working capital and revenue-based financing, we can approve scores as low as 500 if the business has strong revenue.
How fast can I get funded?
Working capital funds can be deposited in as little as 24-48 hours. Equipment financing usually takes 2-5 days. SBA and commercial real estate loans take longer, typically 30-60 days due to government regulations.
Do you require collateral?
Many of our programs, like working capital loans and lines of credit, are unsecured and do not require specific collateral. Secured loans like SBA or equipment financing use the business assets or equipment as collateral.
Can I get a loan if I have bad credit?
Yes. We have revenue-based financing options that focus on your business's cash flow rather than just your personal credit score.
Do you serve businesses in Canada?
Yes! Nexa Capital Solutions LLC proudly serves businesses across the entire United States and Canada.
How do I apply?
The application process is simple and fully online. Click the "Apply Now" button, fill out a few details about your business, and upload your last 3 months of bank statements. A specialist will contact you shortly after.
Is there an application fee?
No. Applying for financing with Nexa Capital Solutions LLC is free, and there is no obligation to accept any offer we present.
What documents do I need?
For most programs, we just need a completed application and your last 3 months of business bank statements. For larger loans like SBA, we will need tax returns, P&L statements, and a debt schedule.
Can I pay off my loan early?
Most of our loan products allow for early payoff. Some may even offer a discount on the remaining interest or fees if paid early. Check your specific loan agreement for details.
Still have questions?
Our team is ready to help you find the right solution.
Contact Us