Flexible access to capital whenever you need it. Pay interest only on what you use, and re-use funds as you pay them back.
See Your OptionsA Business Line of Credit (LOC) acts like a credit card for your business but with higher limits and lower rates. It gives you the peace of mind knowing you have access to funds to cover payroll, purchase inventory, or manage unexpected costs.
You only pay interest on the amount you draw, not the total credit limit. This makes it an extremely cost-effective tool.
As you pay back the principal, your credit line replenishes, giving you ongoing access to capital without reapplying.
Responsibly managing a line of credit is one of the best ways to build a strong business credit profile.
Most businesses use a line of credit for short-term needs: bridging receivables gaps, seasonal inventory purchases, or emergency repairs. It's the ultimate safety net for your business.
Apply once, draw funds whenever you need them.
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